---start---- insurance issues retirement plans Retirement plans: good news: avg 62 yr old lives to be 85 we need to fund for 23 yrs of retirement to retire today if you are 62, on 40k/yr, you need to have 1.5 million saved. retirement shortfall: boomres are saving only 1/3 of what they need for comfy retirement i'm not writing this drek down. ---end---